When an individual joins First Legacy Community Credit Union there are range of services immediately available to them. A minimum deposit of $20.00 plus a fee of $10.00 opens an account and establishes life membership. Consider all the services and options available:
Checking (Share Draft Account)
- No monthly service fee with a $100 average balance ($200 for Business accounts)
- VISA Check (Debit) Card
- Access to No-Surcharge Co-op / Covera ATM Network
- Free automated telephone service
- Unlimited check writing
- Free Online Banking
Savings (Share Accounts)
- Split Rate Share Dividends
- Certificates of Deposit
- Children’s Savings Club
- Christmas Club
- Summer Savings Club Account
- New and Used Auto/Truck Loans
- Business / Commercial Loans
- Share-Secured Loans
- Unsecured Loans
- Line-Of-Credit Loans
- Direct Deposit
- No fee ATM Access
- Visa Credit Card
- Secured Credit Card
- Drive Through Window Access
- Quarterly Statements/Newsletters
- Payroll Deduction
- NADA Auto Valuation
- Money Orders and Travelers Checks
- 24 Hour Audio Response Teller (704.375.8605)
- Credit Disability Insurance
- Credit Life Insurance
- GAP Insurance
The Online Service links listed above are to third-party service providers.
They are provided as a convenience to our members.
- The member is leaving First Legacy Community Credit Unions website.
- The member is linking to an alternate website not operated by First Legacy Community Credit Union.
- First Legacy Community Credit Union is not responsible for the content of the alternate website.
- First Legacy Community Credit Union does not represent either the third party or the member if the two enter into a transaction.
- Privacy and security policies may differ from those practiced by First Legacy Community Credit Union.