First Legacy Community Credit Union
Location 431 Beatties Ford Rd., .Charlotte, North Carolina 28216  


When an individual joins First Legacy Community Credit Union there are range of services immediately available to them. A minimum deposit of $20.00 plus a fee of $10.00 opens an account and establishes life membership. Consider all the services and options available:

Checking (Share Draft Account)

  • No monthly service fee with a $100 average balance ($200 for Business accounts)
  • VISA Check (Debit) Card
  • Access to No-Surcharge Co-op / Covera ATM Network
  • Free automated telephone service
  • Unlimited check writing
  • Free Online Banking


Savings (Share Accounts)

  • Split Rate Share Dividends
  • Certificates of Deposit
  • Children’s Savings Club
  • Christmas Club
  • Summer Savings Club Account




  • New and Used Auto/Truck Loans
  • Mortgages
  • HELOCs
  • Business / Commercial Loans
  • Share-Secured Loans
  • Unsecured Loans
  • Line-Of-Credit Loans

Other Services

  • Direct Deposit
  • No fee ATM Access
  • Visa Credit Card
  • Secured Credit Card
  • Drive Through Window Access
  • Quarterly Statements/Newsletters
  • Payroll Deduction
  • NADA Auto Valuation
  • Money Orders and Travelers Checks
  • 24 Hour Audio Response Teller (704.375.8605)
  • Credit Disability Insurance
  • Credit Life Insurance
  • GAP Insurance



Online Services



The Online Service links listed above are to third-party service providers.
They are provided as a convenience to our members.

  • The member is leaving First Legacy Community Credit Unions website.
  • The member is linking to an alternate website not operated by First Legacy Community Credit Union.
  • First Legacy Community Credit Union is not responsible for the content of the alternate website.
  • First Legacy Community Credit Union does not represent either the third party or the member if the two enter into a transaction.
  • Privacy and security policies may differ from those practiced by First Legacy Community Credit Union.

Online Services


(Share Accounts)

(Share Draft Account)