The following services and enhanced products are part of the benefits we offer to anyone who joins First Legacy Community CU.
A minimum deposit of $20 plus a fee of $10 opens an account and establishes life membership in the credit union.
Checking (Share Draft Account)
- No monthly service fee with a $100 average balance ($200 for Business accounts)
- VISA check (debit) card
- Nationwide access to no-surcharge fee ATMs via the CO-OP/Covera ATM network
- Free online banking
- Free automated telephone service
- Unlimited check writing
Savings (Share Accounts)
- Split-rate share dividends
- Term certificates (CDs)
- Children’s Savings Club
- Christmas Club
- Summer Savings Club
- New and used auto and truck loans
- Home loans
- Home equity lines of credit (HELOC)
- Business & commercial loans
- Share-secured loans
- Unsecured loans
- Line-of-credit loans
- Direct deposit
- No-fee ATM access
- Visa credit card
- Secured credit card
- Drive-up teller window access
- Quarterly statements
- Payroll deduction
- NADA auto valuations
- Money orders and travelers checks
- 24-hour audio response teller at (704) 375-8605
- Credit disability insurance
- Credit life insurance
- GAP insurance
Online Services (links)
The online service links listed above route to third-party service providers, provided as a convenience to our members, with the following disclaimers:
- The member leaves the First Legacy Community CU website.
- The member links to an alternate website not operated by First Legacy Community CU.
- First Legacy Community CU is not responsible for the content of any third-party website.
- First Legacy Community CU does not represent either the third-party or the member if the two enter into a transaction.
- Privacy and security policies may differ from those practiced by First Legacy Community CU.