First Legacy Community Credit Union
Location 431 Beatties Ford Rd., .Charlotte, North Carolina 28216  

Our Mission


To provide needed financial services to members in an ethical, efficient, and caring manner while maintaining sound operating principals.


To provide superior financial services to every member throughout all stages of life.

Our Commitment

First Legacy Community Credit Union is committed to providing quality service to its members.

Our Appreciation

We would like to thank you for considering FLCCU as your credit union. We urge you to make use of all our services. Your credit union can only be what you make it.

Our History

First Legacy Community Credit Union, originally School Workers Federal Credit Union was founded February 14, 1941, in Charlotte, North Carolina, by a group of educators in the Charlotte School System. Mr. J.E. Grigsby served as the treasurer for the group. From our humble beginnings, we offered a simple savings and loan program. Today, we offer a broad range of financial services.

The credit union, a not-for-profit financial cooperative, owned and operated by its members, offers the following advantages:

  • Return of profits, in the form of quarterly dividends, to its members
  • Lower interest rates on loans
  • Quick and efficient service
This credit union continues to operate on its original theme:
“Not for profit, not for charity, but for service.”