When an individual joins First Legacy Community Credit Union there are range of services immediately available to them. A minimum deposit of $20.00 plus a fee of $10.00 opens an account and establishes life membership. Consider all the services and options available:

Checking (Share Draft Account)

  •  No monthly service fee with a $100 average balance ($200 for Business accounts)
  • VISA Check (Debit) Card
  • Access to No-Surcharge Co-op / Covera ATM Network
  • Free automated telephone service
  • Unlimited check writing
  • Free Online Banking

Savings  (Share Accounts)

  • Split Rate Share Dividends
  • Certificates of Deposit
  • Children’s Savings Club
  • Christmas Club
  • Summer Savings Club Account


  • New and Used Auto/Truck Loans
  • Mortgages
  • HELOCs
  • Business / Commercial Loans
  • Share-Secured Loans
  • Unsecured Loans
  • Line-Of-Credit Loans


Other Services

* Direct Deposit
* No fee ATM Access
* Visa Credit Card
* Secured Credit Card
* Drive Through Window Access
* Quarterly Statements/Newsletters
* Payroll Deduction
* Free Notary Service
* NADA Auto Valuation
* Money Orders and Travelers Checks
* 24 Hour Audio Response Teller (704.375.8605)
* Credit Disability Insurance
* Credit Life Insurance

Online Services



The Online Service links listed above are to third-party service providers.
They are provided as a convenience to our members.


  • The member is leaving First Legacy Community Credit Unions website.
  • The member is linking to an alternate website not operated by First Legacy Community Credit Union.
  • First Legacy Community Credit Union is not responsible for the content of the alternate website.
  • First Legacy Community Credit Union does not represent either the third party or the member if the two enter into a transaction.
  • Privacy and security policies may differ from those practiced by First Legacy Community Credit Union.