A Legacy of service

Welcome! Joining the First Legacy Community Credit Union is easy. It’s one of the smartest financial moves you can make. Once you’re a member, you’ll be eligible for an outstanding number of financial products and services.

Any individual who lives, works, worships or goes to school in any of the following counties can become a member. Mecklenburg, Rowan, Iredell, Cabarrus, Catawba, Alexander, Davie, Gaston, Cleveland, and Lincoln counties.

Loan Rates

As of May 3, 2016

  • New Automobile 3.90% TO 12.0%
  • Used Automobile 4.90% TO 14.0%
  • Share Loan SH + 2.50%
  • Unsecured Loans 9.90% TO 16.0%

All rates stated as APR

New chip encrypted debit card conversion

May 6th, 2016

As of April 11, 2016, all First Legacy CCU debit card users must use the NEW encrypted debit card. Please activate it immediately by calling 800.466.0040. Destroy your old card which has been deactivated and will no longer work. If you have not received the new card or are experiencing issues with your new card, please call First Legacy Customer Service at 704.375.5781. Disregard the phone number on the back of the card if it is different from the one listed above. For calls after hours, please leave a message and someone will return your call during normal business hours.

We apologize for any inconvenience we have caused you.

Order checks online

April 9th, 2016

Members can now order their checks online. Members will need their reorder form with their order number. The screen will take the member through the steps, give a price and the different variety of checks that liberty offers. At anytime when the address has changed, members should go to the office to update the address in order to order their next checks. Members will not be able to change their address on the website until they contact the credit union, then they can order their next set of checks online.



431 Beatties Ford Rd.
Charlotte, NC 28216

Tel: (704) 375-5781
Fax: (704) 375-8682



405 North Chester
Gastonia, NC 28052

Tel: (704) 917-0115
Fax: (704) 917-0116



2146 Statesville Blvd.
Salisbury, NC 28147

Tel: (704) 637-6528
Fax: (704) 636-8932



244 Dobson Avenue
Statesville, NC 28677

Tel: (704) 495-3052
Fax: (704) 495-3038